Medicare Advantage
You can choose the right Medicare Advantage plan for you.
The Medicare Annual Enrollment period is from October 15th through December 7th each year. Get the care you need, when and where you need it. Choose a Medicare Advantage plan that gives you all Optum, formerly 4C Medical Group, has to offer.
You can have Complete Care
Choose from more than 30 providers in 12 locations, including:
- Twelve clinics across Phoenix Metro offering primary and specialty care, lab services and more
- Urgent care
- Video visits with your primary care doctor, as well as urgent care providers
Call your Optum clinic and ask for a list of licensed insurance agents. The agent can guide you through your options, help you make your choice, and get you enrolled all in one simple meeting.
Is Original Medicare or Medicare Advantage Better for Your Needs?
Learn which plan is right for you.
Original Medicare offers health insurance to US citizens and qualified legal residents age 65 and older. People under 65 with certain medical problems also qualify for it. Original Medicare is run by the federal government and includes Part A, which helps pay for hospital stays and inpatient care, and Part B, which helps pay for doctor visits and outpatient care.
Medicare Advantage is a different way to get Medicare. It covers everything that Original Medicare does, plus more. It also covers Part C, which combines Part A and B as well as Part D, which includes prescription drug coverage. Medicare Advantage also covers other benefits not offered by Original Medicare. It’s sold by private insurance companies.
Medicare Advantage Compared to Original Medicare
Better health outcomes:
Medicare Advantage plans support your primary care doctor’s care plan. They help ensure you get preventative care like wellness visits, tests, checkups and vaccines. With Medicare Advantage plans, members are often healthier and need less acute and chronic care.
Save money:
Medicare Advantage limits the total amount you pay for covered services. With Original Medicare, you pay 20% of the cost for covered services, with no limit to your total cost. You can buy a supplement plan to help with those costs. And you can add a Medicare Part D plan to cover prescription drugs. But a Medicare Advantage plan may offer you everything you need, all in one plan. It’s important to carefully weigh your choices so you can choose a plan that best fits your needs.
Medicare Advantage Offers More Than Original Medicare
Medicare Advantage covers everything that Original Medicare covers. In addition, many Medicare Advantage plans also offer coverage for things like:
- Prescription drugs
- Vision
- Hearing
- Dental
- Fitness memberships
- Transportation
Questions
For questions or to learn more, please call (866) 827-9026 or email info@4cmedicalgroup.com
How happy are members with their Medicare Advantage plans?
Recent surveys show most Medicare Advantage members are happy with their plans.
90%
are satisfied with their Medicare Advantage plans 1
87%
are satisfied with preventative care they received from their Medical Advantage plan 2
1The Coalition for Medicare Choices. 2 million seniors and The Coalition for Medicare Choices mobilize to support Medicare Advantage. medicarechoices.org/2-million-seniors-and-the-coalition-for-medicare-choices-mobilize-to-support-medicare-advantage/. Published January 31, 2018. Accessed February 15, 2019.
2Better Medicare Alliance. Seniors highly satisfied with Medicare Advantage. bettermedicarealliance.org/newsroom/press-releases/seniors-highly-satisfied-medicare-advantage. Published March 11, 2015. Accessed February 15, 2019.
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